1. Overview of Services

SPLIT^Z enables users to split payments for goods and services among multiple parties. Our platform facilitates the collection and distribution of payments according to the agreed shares.

2. Eligibility

To use our Services, you must:

• Be at least 18 years old (or the age of majority in your jurisdiction),
• Have the legal capacity to enter into a binding contract,
• Provide accurate, complete registration information,
• Comply with all applicable laws and regulations.

3. User Accounts

• You may need to create an account to access some features.
• You are responsible for maintaining the confidentiality of your account credentials.
• You are responsible for all activities that occur under your account.

4. Split Payment Arrangements

• Agreement Between Users: By initiating or participating in a split payment, you acknowledge that you are entering a financial arrangement directly with the other participants.
• Payment Authorization: You authorize SPLIT^Z to debit your designated payment method(s) according to your agreed share.
• Accuracy: It is your responsibility to ensure that payment amounts, recipient information, and allocations are correct.

5. Fees and Charges

• SPLIT^Z may charge service fees, transaction fees, or other charges as disclosed to you prior to confirming the transaction.
• All fees are non-refundable unless otherwise stated.
• Fees may be deducted automatically during the transaction process.

6. Payment Processing

• Payments are processed through third-party payment processors ("Payment Partners").
• We do not hold funds and are not a licensed bank, money transmitter, or payment institution.
• Payment settlement times may vary depending on external factors, including banking processes and third-party provider policies.

7. Refunds and Disputes

• Refunds, cancellations, or adjustments are subject to the policies of the merchant or vendor.
• Disputes regarding payment shares must be resolved between the parties directly.
• We are not responsible for disputes between users but may assist in limited circumstances at our discretion.

8. Prohibited Activities

You agree not to:

• Use the platform for illegal or fraudulent activities,
• Provide false or misleading information,
• Attempt to gain unauthorized access to our systems,
• Violate any applicable law or regulation.

9. Termination

We reserve the right to suspend or terminate your access to the Services at our sole discretion, without notice, if you violate these Terms or engage in activities that could harm us or other users.

10. Disclaimers

• Service Availability: Our Services are provided "as is" and "as available."
• No Warranties: We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.,
• Limitation of Liability: We are not liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

11. Indemnification

You agree to indemnify, defend, and hold harmless [Platform Name], its affiliates, and their respective directors, officers, employees, and agents from any claims, losses, liabilities, expenses, or demands arising out of your use of the Services or violation of these Terms.

12. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting the updated Terms on our website or app. Your continued use of the Services constitutes acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law principles.

14. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Split^Z
Email: [email protected]
Address: [Insert Mailing Address]