1. Information We Collect

We collect the following types of information:

a. Information You Provide

• Account Information: Name, email address, phone number, password, profile picture, etc.
• Payment Information: Bank account details, credit/debit card information (processed securely via our payment partners).
• Transaction Details: Amounts, participants, dates, and descriptions related to split payments.

b. Information We Collect Automatically

• Device Information: IP address, browser type, device identifiers, operating system, and app usage statistics.
• Location Information: If enabled, we may collect location data to improve your experience.

c. Information From Third Parties

• If you link third-party accounts (e.g., Google, Facebook), we may receive your profile information according to their privacy settings.

2. How We Use Your Information

We use your information to:

• Facilitate split payments and track outstanding balances.
• Verify your identity and prevent fraud.
• Communicate with you about updates, promotions, or service changes.
• Improve our Services, troubleshoot issues, and perform analytics.
• Comply with legal obligations and enforce our Terms of Service.

3. Sharing Your Information

We may share your information:

• With Other Users: When you initiate or participate in a split payment, relevant information (e.g., your name and the amount) may be visible to involved parties.
• With Service Providers: We use trusted third-party providers for payment processing, hosting, analytics, customer support, etc.
• For Legal Reasons: We may share information if required by law, subpoena, or to protect rights, property, or safety.
• Business Transfers: In the case of a merger, acquisition, or sale of assets, your data may be transferred as part of that transaction.

4. Your Rights and Choices

• Access and Update: You can access and update your profile information through your account settings.
• Delete Account: You can request deletion of your account at any time by contacting us at [email protected].
• Opt-Out: You may opt-out of marketing communications by following the unsubscribe instructions included in emails.
• Data Portability: You may request a copy of the personal data we hold about you.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data. However, no system can be completely secure. Please use secure practices and protect your account credentials.

6. Children's Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal data from children. If we discover that we have inadvertently collected such information, we will take steps to delete it.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes through email or the app. Continued use of the Services after changes constitutes acceptance of the new policy.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Split^Z
Email: [email protected]
Address: [Insert Mailing Address]